
Real-Time Rewards Deliver Redemption Options at the Speed of Life.
64% of consumers say they prefer to redeem at the point of sale to directly reduce costs.
Real-Time Rewards enable cardholders to redeem points at the point of sale, meeting cardholders in the moment. When cardholders redeem their points — at checkout or the gas pump — you reinforce the value and benefits of your loyalty program, tying that experience back to your brand.
Pay With Points
Pay With Points builds top-of-wallet status.
Pay With Points drives top-of-wallet status by turning everyday purchases into instant rewards. After a qualifying transaction, cardholders can redeem points with a single tap via text or email — earning a seamless statement credit without the hassle.
How Pay With Points Works:
Purchase
Once enrolled, cardholders can immediately begin using their rewards card to start earning points.
Accept
After completing an eligible transaction, cardholders will receive a text or email letting them know they can redeem points to cover the purchase.
Redeem
Beyond the real-time transaction engagement, cardholders will have up to 30 days post-transaction to apply points for a statement credit.
Checkout With Points
Delight cardholders with discounts
right at checkout.
At checkout, cardholders with enough points are prompted on the terminal to redeem. By selecting redeem, they can instantly apply points to save on their purchase — no extra steps needed
Checkout With Points in Three Easy Steps:
Shop
Once enrolled, cardholders can immediately begin using their rewards card to start earning points.
Select
If they have enough points, they’ll be prompted on the terminal to redeem at participating merchants.
Save
Cardholders complete the transaction with an automatic discount of $5 or $10 applied toward their purchase.
“Real-Time Rewards bridge the gap between earning and redeeming, turning every transaction into a moment of value. It’s about meeting cardholders where they are, with seamless experiences that drive long-term loyalty.”
– Don Sheluga, VP, Product Development
Fuel With Points
Loyalty rewards that go the extra mile.
Empower cardholders to redeem points directly at the pump for $0.50 off per gallon (up to 20 gallons). No codes, no complications — just savings.
The Fuel With Points Experience:
Insert or Tap
Cardholders use their rewards card at the beginning of a transaction at participatingfuel providers.
Redeem
If they have enough points, they’ll be prompted on the screen to redeem points for a discount.
Save
Cardholders can save $0.50 a gallon, up to 20 gallons!
More Ways to Redeem. More Reasons to Engage.
Explore all our loyalty and engagement products.
Merchant-Funded Offers
Surprise cardholders by integrating with over 9,000 national merchants, who then fund offers.
ampliFI Management Portal (AMP)
Manage your rewards program through our interactive dashboard and get real-time visibility and data insights.
L.E.A.P.
Use peer benchmarking and trend data from the Loyalty Engagement ampliFIcation Platform (L.E.A.P.) to keep informed on how your programs are performing.
News & Press From ampliFI
Improve Card Usage Through Loyalty Rewards: A Framework for Financial Institutions
In debit and credit card programs, penetration, activation, and usage are strategic levers that can shape cardholder behavior, improve card […]
Loyalty Rewards Contract FAQs: What Banks and Credit Unions Should Know Before Signing
Loyalty programs are a powerful driver of cardholder engagement, but the contract behind the platform can make or break your […]
Loyalty That Aligns: Capturing Millennial and Gen Z Card Spend
Millennial and Gen Z card spend is on the rise, and these generations have clear expectations of loyalty programs: personalization, […]